Property Investment Podcast Network

Commercial property can offer higher yields, but poor due diligence, risky leases, and long vacancies can turn an investment into a costly mistake. On Property Buzz, Liam Garman and Phil Tarrant examine the risks facing residential investors moving into commercial property as Smart Property Investment launches a six-part guide to the sector, warning that commercial is not an easy next step. The hosts discuss cases of poor advice, inadequate due diligence, and fake leases, highlighting the need for investors to understand the sector before committing their money. Garman explains how higher yields can signal greater risk, with prolonged vacancies, complex lease terms, and unexpected repair bills eroding returns. Tarrant raises concerns about investors buying commercial property through super funds without understanding the risks, while the pair stress the importance of financial buffers and experienced commercial specialists.

Building a property portfolio takes more than capital growth, with one investor keeping out-of-pocket holding costs to just $11,000 over five years while building a four-property portfolio. On The Pure Property Podcast, Phil Tarrant and Aaron Findlay, senior buyer's agent at Pure Property Investment, speak with Jamie Kerr, a Central Coast wedding photographer who began investing just before the pandemic after receiving a property investment book for Christmas. The couple bought properties across Perth and Brisbane, including one for $320,000 that later sold for $815,000, with proceeds from two Perth sales helping fund their $1.58 million family home on the Central Coast. Kerr says the four properties cost around $11,000 out of pocket to hold over five years, with rising rents helping offset expenses as values increased, with Findlay breaking down the figures, including rental yields, acquisition costs, capital growth, and equity. Now at their borrowing limit, the couple is considering selling another…

Commercial property can unlock a new path to wealth creation, but it comes with a different set of rules. Investors need larger buffers, deeper due diligence, and a clear understanding of the risks before making the move. On The Smart Property Investment Show, Phil Tarrant and Victor Kumar launch the Post-Budget Guide to Commercial Property Investing, a new six-part series examining what investors need to know before making the move into commercial real estate. In this first episode of the series, the pair unpack the factors that can make or break a commercial investment, from tenant quality and lease terms to asset selection, financing, valuation, and the broader business environment. Kumar also challenges the idea that commercial property is simply the next rung on the investment ladder, stressing the importance of viewing it as part of a broader portfolio strategy. He warns investors against rushing into commercial property in response to recent budget changes or assuming a high yield automatically means…

Sentiment is low, loan commitments are slipping, and investors are waiting for the dust to settle. But with billions in investor capital on the sidelines waiting to enter the property market, one expert says this could be one of the best buying windows in years. On this episode of The Smart Property Investment Show, host Liam Garman sits down with Sam Gordon of Australian Property Scout to unpack his theory that capital doesn't vanish when confidence falls; it simply waits. Gordon says that when confidence returns, an estimated $100 billion will flood back into real estate, and buyers who move while sentiment is low will get the best deals. The pair also dig into Gordon's recent interview with shadow treasurer Tim Wilson, including what he says the Coalition would do about negative gearing, capital gains tax and SMSF lending. Gordon explains why he thinks limited recourse borrowing arrangements could be the first policy to return, and why he expects the "biggest rental boom Australia has ever seen" as…

A lower interest rate could save thousands, but a strategic debt reduction plan could cut hundreds of thousands from the total cost of a mortgage. On Property Nerds, Arjun Paliwal is joined by finance specialist Kat Marsalek to examine the strategies borrowers can use to reduce their mortgage debt and slash their lifetime interest bill. Marsalek shares a case study where projected interest fell from more than $1.3 million to $300,000 after restructuring cash, loan repayments, and investment debt. The pair also look at offset versus redraw, debt consolidation, and using investment property cash flow to attack non-deductible home loan debt faster. Marsalek argues that borrowers need more than a competitive interest rate, with a personalised debt reduction strategy potentially changing how quickly a mortgage is paid off and how much interest is ultimately charged.

Shadow housing minister Andrew Bragg says the budget has delivered fewer homes, higher rents, and fewer first home buyers, and tells Phil Tarrant what the Coalition would do if it wins office. On this episode of The Smart Property Investment Show, Phil Tarrant is joined by Senator Andrew Bragg, the Liberal Party's shadow minister for housing, to examine what has changed for investors, renters, and first home buyers since the federal budget. Bragg argues the government's new tax measures have made conditions worse, pointing to what he says is a fall in home loans, rising rents, and a decline in annual housing supply over its time in office. The pair also discuss the pressures on builders, from migration-driven demand to construction costs, red tape in the National Construction Code and industry insolvencies. Bragg then outlines the Coalition's plan, including repealing the new taxes, cutting the building code, and making it easier to build granny flats, while acknowledging that getting repeals through the…

From SMSF lending to credit card surcharges, Phil Tarrant and Liam Garman say recent policy changes are producing consequences nobody planned for, and the biggest one could hit Australians when they are most vulnerable. On this episode of Property Buzz, Phil Tarrant and Liam Garman examine how a raft of recent policy announcements, from tax changes to credit card surcharges, are buffeting the economy and creating unintended consequences that will impact every Australian. The pair pull apart the latest CPI figures to question the federal government's explanation for inflation, with Garman arguing that government spending is crowding out the private sector and weighing on productivity. Tarrant then turns to the removal of residential lending from SMSFs, which he says is putting pressure on builders and the viability of new projects. He also argues that falling home values could undermine the aged care system, with fewer older Australians able to draw on their homes to fund entry costs, leaving families facing…

Bigger assets, higher yields, better exchange rates, and a growing commercial property market are putting New Zealand on the radar for Australian investors. On How I Met My Broker, Hung Chuy is joined by commercial buyer's agent Steve Palise to explore why he has expanded into New Zealand and what Australian investors need to know before buying across the Tasman. Palise said that Australians buying in New Zealand can access commercial assets with net yields of 6 to 7.5 per cent, while the exchange rate and absence of stamp duty can stretch their purchasing power by 20 to 30 per cent. The pair also examine commercial lending, including lease doc loans, higher loan-to-value ratio (LVR) options and what different budgets can buy, from sub-$1.5 million warehouses and retail properties to larger multi-tenant assets. Palise also explains why he moved away from residential property and how his team approaches commercial due diligence, while warning that the current yield opportunity may not last as more investors…

As market growth becomes less certain, property development can manufacture equity, but getting site selection, feasibility, and construction risks right is critical. Here is what investors need to know. On The Smart Property Investment Show, Liam Garman is joined by Paul Maaskant, founder and CEO of National Property Investment Group, to explore how investors can manufacture equity through property development. Maaskant explains how investors can add value through the development process, from identifying viable sites and navigating council requirements to managing construction and delivering the right product for the local market. The pair discuss the importance of due diligence, with changes to planning rules creating new opportunities in some markets while rising construction costs continue to add pressure to development feasibility. Maaskant also shares how investors can use experienced builders, consultants, and market data to manage development risks, while revealing the level of capital investors may…

Starting a portfolio in today's market takes more than buying the right property, with strategy, cash flow, and borrowing power shaping how far investors can go. On The Smart Property Investment Show, deputy editor Emilie Lauer is joined by Josh Crealy, founder of LEVR, to discuss how investors can start building a property portfolio from scratch in a tougher market. Crealy explains why investors need to look beyond Australia's headline market and understand the different cycles playing out across capital cities, particularly when working with a limited borrowing capacity. The pair discuss why lower-priced properties remain resilient, with affordability pressures pushing demand into cheaper parts of the market and creating opportunities for investors who understand where that demand is heading. Crealy shares why he still sees opportunity in Melbourne, pointing to population growth, falling dwelling supply, and rising rents, while established units are also gaining appeal as investors place greater emphasis…

Commercial property is drawing more interest as residential options narrow, but higher yields require sharper due diligence. Here is what investors should know. On The Smart Property Investment Show, Phil Tarrant is joined by Steve Palise, founder and director of Palise Property, to examine why commercial property is attracting growing investor attention. The pair discuss the appeal of commercial yields, particularly in the sub-$1.5 million market, where competition is increasing as more investors move into the asset class. Palise explains how rental growth and cap rate compression can drive commercial property values higher, while highlighting the importance of understanding leases, outgoings, and the quality of the underlying asset. The conversation also explores the risks of commercial investing, from limited market data to choosing the right buyer's agent, and why investors need to do their homework before chasing higher yields. If you like this episode, show your support by rating us or leaving a review…

Rate rises, housing shortages, and shifting investor strategies are putting Australia's property market under pressure and raising bigger questions about homeownership. On Property Buzz, Phil Tarrant is joined by Momentum Media director Alex Whitlock to examine the forces reshaping Australia's property market, from interest rates and housing supply to changing investor strategies. The pair discuss expectations for further rate rises and why borrowers should be reviewing their mortgage costs, with Whitlock sharing how a conversation with his lender secured a significant rate reduction. The housing shortage also comes under the microscope, with the collapse of Western Sydney builder Bathla Group highlighting the pressures facing construction and development, while community resistance to higher density continues to complicate efforts to increase supply. Looking further ahead, Tarrant and Whitlock examine the 2026 Intergenerational Report and its implications for homeownership, wealth transfers and Australians…

While property investors face a more uncertain market, strategic planning, financial preparation, and a longer-term view could reveal opportunities. On Property Investing Insight, Phil Tarrant and Victor Kumar of Right Property Group discuss how investors can navigate uncertainty without losing sight of their long-term strategy. The pair examine why headlines and market noise can lead investors astray, drawing on previous market cycles to show how opportunities can still emerge when conditions become more challenging. Affordability also comes under the microscope, with Kumar highlighting the different dynamics facing owner-occupiers and investors and the ongoing tension between housing supply, demand and population growth. The conversation turns to preparation, with loan restructuring, rental income, and reduced holding costs all part of a broader strategy to ensure investors are financially positioned when the next opportunity emerges.

As tax changes reshape residential investing, investors are looking harder at commercial property, with industrial and medical assets standing out for their income potential. On The Smart Property Investment Show, Phil Tarrant is joined by Damian Collins, founder of Momentum Wealth and executive chairman of Westbridge Funds Management, to examine where investors can still find opportunities. The pair explore why changing tax settings are pushing investors to look beyond residential property and towards income-producing commercial assets, where higher yields can offer a different path to returns. Collins explains the appeal of syndicated commercial property investments, particularly across industrial and medical assets, while outlining what investors should look for when assessing a fund manager, their track record, and underlying properties. The conversation also compares the outlook across commercial sectors, with industrial and medical property attracting optimism while offices remain under pressure from…

Anyone can make money when property is booming, but building a portfolio that can keep performing through changing conditions takes a far more considered approach. Here is how to do it. On today's Built for Scale podcast, Liam Garman and Josh Crealy explore what it really takes to scale a property portfolio, from understanding market cycles to choosing the right assets and structuring an investment strategy for the long term. Crealy shares how his own experience with high-risk development projects pushed him towards a strategy focused on market cycles, with investments in markets including Townsville and Darwin showing the potential of getting the timing and location right. The conversation also turns to asset selection, with Crealy establishing Melbourne as an undervalued opportunity, particularly for units offering strong rental yields and sitting below replacement cost. The pair also examine the importance of having a clear investment thesis and understanding what is driving the decision to build a…

The budget may be old news, but its impact is still unfolding, with borrowing power, lending rules, and investor strategies all facing further change. On The Property Nerds, Arjun Paliwal and Jack Fouracre revisit their post-budget predictions to see what has changed, what has not, and what could still be coming. The pair examine how lenders have responded to negative gearing changes, with borrowing capacity taking a smaller hit than initially expected as banks recalibrated their calculators. They also look at lenders introducing 40-year loan terms and high-LVR products as competition for investors heats up, while APRA's 3 per cent assessment buffer remains a potential shift to watch. Trusts are also back under the microscope, with the pair challenging claims they are becoming obsolete and looking at the potential tax changes still ahead. The conversation turns to what could happen by May 2028, including the potential return of negative gearing, changes to rental income assessments and how lower interest…

While spring brings more property activity, knowing how to read a deal and negotiate with confidence could make all the difference for investors looking to buy. On The Smart Property Investment Show, Phil Tarrant is joined by Jason Titus, director of Buyers Edge Property, to explore what investors need to know before entering the spring market. Titus shares the negotiation lessons he has learnt from thousands of property deals, from building rapport with agents to reading vendor motivations, competition, and market conditions. The pair discuss why investors need to know a property's true market value before making an offer, using recent comparable sales to set their anchor and negotiate with confidence. They also look beyond the headline price, examining how settlement periods, building and pest conditions, and other terms can be used as part of a broader negotiation strategy. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property…

Mortgage demand is falling, borrowing costs remain under pressure, and new lending models are emerging, leaving the property finance sector facing a period of major change. On Property Buzz, Phil Tarrant is joined by Annie Kane and Julian Barnes from Broker Daily to examine the latest developments across mortgages, lending and property finance. The trio looks at the prospect of further rate rises, mortgage affordability and the battle between banks to win a shrinking pool of borrowers, with mortgage demand reportedly down 16 per cent year on year. They also explore bitcoin-backed home loans, with cryptocurrency emerging as a potential source of deposit funding, while volatility and loan-to-value requirements create new risks for borrowers. Private lending comes under the spotlight as the sector expands across development finance, raising questions about the risks building beneath the surface, while mortgage brokers continue to dominate despite banks pushing their proprietary channels. The conversation also…

Investors are being pulled in different directions, from cash flow plays to new builds. But where are the real opportunities in today's market? On The Smart Property Investment Show, Phil Tarrant is joined by Steve Ash, founder of Property Strats, to examine the changing property market and what investors should be considering in the current climate. The pair discuss the flood of property content across social media, why investors need to look beyond the noise, and how understanding previous market downturns can help put current conditions into perspective. They also explore the impact of changing government policies, the growing focus on cash flow, and the competition between investors and first home buyers, including what is happening in markets such as South Yarra. New builds also come under scrutiny, with the pair discussing construction quality, tight developer margins, and the risks investors can face when buying into new developments, while commercial property and self-managed super fund (SMSF)…

Despite the government's promise to help first home buyers, the latest budget could be creating more hurdles than opportunities for those trying to enter the property market. On today's Property Nerds podcast, Arjun Paliwal from Investorkit and Jack Fouracre from Fouracre Financial break down three ways the government's approach is failing to deliver for first home buyers. The pair look at the contradiction between efforts to slow property price growth and high-percentage loans of up to 95–98 per cent, saying the measures have done little to give buyers the confidence to act. They also examine borrowing capacity, with tighter lending conditions pushing buyers towards the more affordable end of the market, where prices are holding up and investors are competing for the same properties. Paliwal and Fouracre explain why boosting confidence and economic prosperity could do more for first home buyers than the current approach.

Australia's property landscape is anything but uniform, with prices moving in different directions, making it critical for investors to know which data matters, read the signals, and structure their portfolios to capture emerging opportunities. On The Smart Property Investment Show, SPI deputy editor Emilie Lauer is joined by Dr Diaswati Mardiasmo, chief economist at PRD, to break down Australia's property market and where investors are still finding opportunities. The pair look at the divide between Sydney and Melbourne and stronger-performing capitals including Brisbane, Perth, Adelaide, and Hobart, while highlighting the data investors should watch, from rental yields and vacancy rates to supply and development activity. The conversation then turns to interest rates, tax changes, and the growing appeal of industrial and smaller commercial property, with longer leases and stronger yields attracting investors looking beyond residential. Mardiasmo also highlights markets and suburbs worth watching, from…

Borrowers are switching lenders in search of better deals while proposed trust tax changes could force investors to rethink how they structure their property wealth. On Property Buzz, Phil Tarrant is joined by Julian Barnes to break down the biggest developments across banking, mortgage lending, and property finance. The pair look at AI's growing role in banking and what it could mean for mortgage brokers, despite brokers now accounting for 81.6 per cent of the home loan market. They also discuss the surge in refinancing, with 1,800 borrowers switching lenders each day. The conversation then turns to proposed trust tax reforms, including a 30 per cent minimum tax on discretionary trusts and changes planned for 2028, which have left advisers working through the potential impact. With inflation, unemployment, and interest rate uncertainty adding to the pressure, the pair consider what these changes mean for borrowers and property investors.

Property investors are facing tighter borrowing capacity and shifting market conditions, but the right strategy could still uncover opportunities at the affordable end of the market. On The Pure Property Podcast, Phil Tarrant and Paul Glossop discuss how investors can navigate the current market without being derailed by short-term uncertainty. The conversation looks at borrowing capacity, interest rates, and recent budget changes, with signs that some major banks are easing earlier restrictions and potentially creating more room for investors. Glossop explains why property cycles are nothing new and why consistency matters, particularly for first-time investors learning how markets move through corrections and recoveries. The pair also examine the divide between prestige and affordable markets, with strong demand from owner-occupiers, downsizers, and investors helping support prices where supply remains constrained.

Tight supply, rising values, and active investment strategies are putting Tasmania back on investors' radar. On The Smart Property Investment Show, Phil Tarrant is joined by Bobby Haeri, founder of Acquisition House, to discuss Tasmania's resurgence and what it could mean for investors. Over the last couple of months, Tasmania's property market has been showing signs of a comeback, with rising values, tight supply, and stronger investor demand creating opportunities as other markets lose momentum. The pair look at the supply shortage driving competition, with first home buyers and investors returning to the market and multiple offers becoming increasingly common across some areas. They also examine what buyer's agents are seeing on the ground, from agents calling with off-market opportunities to early signs that market conditions may be turning, while warning investors not to overpay for the promise of an exclusive deal. The conversation then turns to active investment strategies, including adding granny…

The market may look like it is heading for a broad downturn, but sentiment, affordability, and shifting buyer behaviour are creating a very different picture underneath. So what is really driving the market, and is it time to buy? On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss post-budget sentiment and what it meant for property investors. The pair look at the growing number of owner-occupiers shifting to interest-only loans in an effort to preserve future tax benefits, while Paliwal warned that tax considerations should not outweigh the quality of the underlying property. They also examine the growing divide between higher- and lower-priced markets, with more affordable areas continuing to outperform as jobs, demographics, and rental yields support demand. The conversation then turns to buyers looking to upgrade, with weaker competition in some major markets potentially creating an opportunity for those with the capacity to make a move.

Property prices are falling, borrowing power is tightening, and the old playbook is losing its edge, forcing investors to rethink their strategy. Here is what to look for. On The Smart Property Investment Show, SPI managing editor Liam Garman is joined by Andrew Havig, founder of buyer's agency Arvon Property Group, to discuss where investors could find opportunity as market conditions diverge across Australia. The pair look at why investors need to look beyond the headlines, with some markets seeing falling prices and softer demand while others remain competitive due to tight housing supply and strong fundamentals. When assessing an asset, Havig said investors should take into account intrinsic value, replacement cost, gentrification potential, and local housing supply. The conversation turns to cash flow and yield, with Havig explaining why investors are increasingly focusing on properties that can remain cash flow neutral or positive, particularly as borrowing conditions become tougher and portfolio…

Australia's property market is becoming increasingly divided, with falling prices, rising rents, rate pressures, and government policy creating both challenges and opportunities for investors. On Property Buzz, Phil Tarrant is joined by Tom Panos to discuss changing market conditions, the mood among Australia's top agents, and what the shift means for both property professionals and investors. The pair look at vendor management and the need for agents to be honest about market conditions, from weaker clearance rates and declining prices to the sharp divide between premium and more affordable properties. The conversation turns to government policy, housing supply, and the broader economy, including the potential impact of higher interest rates and growing pressure on small businesses. For investors, the picture looks different, with decreasing prices and rising rents creating opportunities for those with the borrowing capacity and cash flow to act, while Panos argues Australia's underlying appeal remains…

Property values are falling across Australia, buyer confidence is weakening, and borrowing power is tightening, but could the downturn create new opportunities for investors? On the latest episode of The Smart Property Investment Show, SPI deputy editor Emilie Lauer is joined by Julian Barnes from Broker Daily to discuss what falling property values mean for investors. The pair look at the spread of falling values across capital cities, with national values down in 93 per cent of suburbs, alongside shifting demand across price brackets and a rise in private treaty sales. The conversation then turns to borrowing power, interest rate expectations, and the growing role of non-bank lenders, while weaker buyer confidence and subdued auction activity could create more room for negotiation. Regional markets have proved more resilient than the capitals, with the discussion highlighting the importance of microeconomic data, due diligence, and understanding local conditions as investors assess what could come next. If…

Australia's property market is slowing, but is a crash really coming? The forces behind the downturn could determine whether the market takes a breather or enters a deeper correction. The inaugural episode of Property Banter sees Michael Lezaja from Pinnacle Buyers Agents examine the forces reshaping Australia's property market, from rate hikes and investor sentiment to changing government policy. The discussion looks at whether the recent downturn signals a genuine market crash or simply a pause, with strong population growth, tight rental markets, and limited housing supply continuing to support underlying demand. Lezaja examined proposed changes to negative gearing and capital gains tax (CGT), as well as the end of residential self-managed super fund (SMSF) borrowing, and what these shifts could mean for everyday property investors. He also explores the growing role of institutional capital and build-to-rent, questioning whether Australia's housing market is moving away from everyday investors and towards…

A divorce, six properties, and four states: here is how one investor rebuilt and grew a $5.8m portfolio through interstate investing, diversification, and careful asset selection. On The Property Nerds podcast, Arjun Paliwal is joined by Sudesh Piyatissa, who shares his investment journey behind his six-property portfolio, now spanning Victoria, Queensland, NSW, and Western Australia. Piyatissa shares how he rebuilt his financial position after his divorce in 2021 and why stepping outside Melbourne became a turning point in his investment strategy. The pair explore how Piyatissa moved from buying close to home to investing interstate, with markets including Toowoomba and the Gold Coast becoming key parts of his portfolio. They discuss why each property needs to serve a purpose, and how thinking about a portfolio as a whole can change the way investors assess individual assets. With a demanding career leaving little time for property research, Piyatissa explains why building a trusted team became critical to…

Higher inflation, a struggling construction sector, and falling listings are raising fresh questions about where the property market goes next. On Property Buzz, Phil Tarrant and Liam Garman examine the latest inflation figures and what they could mean for interest rates, mortgages, and property prices. The pair look at why several major banks are tipping higher rates, and whether another hike could put further pressure on households already dealing with rising living costs. They also unpack the collapse of a major building company, with thousands of homes left in limbo, and what the fallout could mean for Australia's already stretched housing supply. With new listings sitting below the five-year average, the conversation turns to affordability, construction costs, and whether weaker conditions could eventually create opportunities for buyers and investors.

Property investors may be facing tighter borrowing capacity and weaker sentiment, but the data suggests many are still looking for ways to get ahead. On Property Investing Insights, Phil Tarrant sits down with Victor Kumar and Reshmi Kumar from Right Property Group to examine what investors are thinking, where they are looking, and how strategies are changing. The trio explore the biggest barriers facing investors, with borrowing capacity emerging as a key challenge, while many remain intent on buying despite expectations of softer prices. They discuss why slower markets could create opportunities to trade into stronger assets, identify motivated sellers, and negotiate better deals rather than simply waiting for conditions to improve. The conversation also looks at growing interest in commercial property, portfolio planning, and the role of a clear long-term strategy when investing for financial freedom, retirement, and the next generation.

From a $215,000 house in Brisbane to a 24-property portfolio in just six years, this investor's rapid scale-up shows what's possible when strategy, timing, and professional expertise collide. On this episode of The Smart Property Investment Show, host Liam Garman sits down with Andrew Havig, director of Arvon Property Group, to unpack the growth journey behind one of the market's more remarkable portfolios – and the buyer's agency he's since built off the back of it. Havig takes listeners back to his first purchase in late 2019 – a modest $215,000 house in Brisbane – through to 11 properties acquired in 2024 alone. He shares how a near miss with serviceability, after picking up two low-yielding lifestyle properties on the Gold Coast, taught him an early lesson in balancing cash flow against growth, one that continues to shape every deal he does today. The conversation also digs into how Arvon secures the bulk of its deals off-market, and what "off-market" actually means for investors trying to access…

Building a property portfolio is about more than finding the next hotspot, with asset selection, market cycles, and hard-earned lessons all shaping what comes next. The inaugural episode of Built for Scale sees Liam Garman and Josh Crealy from LEVR Group discuss what it takes to build a property portfolio and a sustainable career in real estate. Crealy shares the investment mistakes that cost him dearly, including losses from chasing initial public offerings (IPO) and start-ups, and how those experiences changed his approach to building wealth. The pair explore asset selection, market cycles, and portfolio strategy, including why investors need to understand what they are buying rather than simply chasing the latest hotspot or market hype. The duo also discuss what separates sustainable property businesses from those built around marketing, and why genuine expertise, referrals, and repeat clients can matter more than noise in a tougher market. For more information you may reach Josh Crealy at…

The SMSF lending ban has closed a major door for property investors, but it could also create new opportunities as lending, prices, and investor sentiment adjust. On The Property Nerds podcast, Arjun Paliwal and Jack Fouracre examine what the end of residential SMSF lending means for investors and the wider property market. The pair look at what could happen to existing SMSF borrowers, from lender competition and refinancing to the possibility of higher borrowing costs as the market adjusts. They also examine the potential fallout for property transactions, developers, and new housing supply, particularly where SMSF buyers have played a role in funding projects and pre-sales. With sentiment already weighing on the market, the conversation considers whether weaker conditions could ultimately create opportunities for investors, particularly if interest rates, borrowing capacity, and rental yields move in their favour.

From rising debt and unemployment to migration, gig workers, and buyer's agents, Australia's economic shifts are creating fresh questions about the strength of the property market and what comes next. On Property Buzz, Phil Tarrant and Liam Garman examine the week's biggest property and economic developments, connecting the dots between policy, jobs, migration, and what they could mean for the market. The pair discuss Australia's growing debt, pressure on state budgets and a cooling jobs market, questioning what weaker economic conditions could mean for interest rates, house prices, and household wealth. They also turn to migration and remittances, the gig economy, and rising labour costs, examining how broader policy decisions could flow through to consumers, businesses, and the property market. The conversation wraps with a look at the buyer's agency sector, including the prospect of consolidation and why investors may need to look beyond bold market predictions when choosing who to trust with their next…

Building a $10 million-plus portfolio takes more than buying property, with renovations, developments, lending strategy, and some hard-learned lessons shaping an investor's journey. On the How I Met My Broker podcast, Liam Garman and Hung Chuy from Strategic Brokers are joined by investor Adam Beasley to discuss the deals and decisions behind his $10 million-plus property portfolio. Beasley shares how his background as an electrician helped him spot opportunities to manufacture value, from his first Penrith purchase to renovations and development plays that created equity and lifted rental returns. The conversation gets into the deals that nearly went wrong, including a commercial opportunity he walked away from after his due diligence uncovered what was really behind the numbers. The trio also look at the finance decisions that helped keep the portfolio moving, and why having a broker who understands an investor's strategy can make a difference when the next opportunity comes along.

Past performance can create confidence, but the biggest gains could come from knowing where to look next. With markets shifting, data is becoming a powerful tool for investors chasing above-average growth. On The Smart Property Investment Show, Phil Tarrant is joined by Dr Mat Djolic from HtAG Analytics to explore how investors can use data to make more strategic property decisions. The pair examine how HtAG analyses more than 200 indicators to rank markets, looking at factors including affordability, supply, demand, and socio-economic conditions to identify areas with stronger growth potential. They discuss the opportunity cost of choosing an average-performing market, and why even small differences in annual growth can create a significant gap in portfolio value over the long term. The conversation also covers emerging opportunities across Victoria, Perth, and Queensland, as well as the importance of looking beyond market hype, questioning conventional wisdom, and avoiding confirmation bias when deciding…

Kev Tran digs into the three budget tiers KTG Property Advisory actually uses with clients' budgets: $350,000 to $550,000, $600,000 to $900,000, and over $850,000, and unpacks what's realistically achievable in each bracket right now. Tran lays out the exact asset types still delivering solid yield and growth under $500,000, and why chasing a cheap house in a small regional town can be a costly mistake. The conversation also tackles the elephant in the room: negative gearing changes and capital gains tax (CGT) reform have shifted the entry point for property investing, and a lot of buyers are stuck on the fence waiting for prices to "come back down". Tran explains why that wait usually backfires, and what he'd actually invest in if he was starting fresh under today's rules. Whether you're sitting on $100,000 in savings or just trying to figure out where your budget actually gets you, this episode gives you clear guidance on what's still working and what to avoid.

Building a property portfolio is about creating more choices for your family, but what happens when illness or injury threatens the wealth you've worked so hard to build? On The Property Nerds podcast, Arjun Paliwal is joined by Chris Seneviratne, director of wealth protection at Solace Life, to discuss the often-overlooked role of insurance in a broader wealth-building strategy. The pair explore why family, security, and legacy often sit behind investors' financial goals, and why building wealth alone may not be enough without a plan to protect it. They also look at common assumptions around superannuation and government support, and the financial pressure that can follow if an investor becomes seriously ill or unable to work. The conversation covers trauma and critical illness cover, why securing protection earlier can matter, and how investors can factor risk management into their long-term portfolio strategy.

Melbourne is back on investors' radar, but not every suburb makes the cut. From the city's south-east to regional Victoria, some markets offer opportunity while others come with red flags. On The Smart Property Investment Show, Liam Garman is joined by Albert Hadinata, lead buyer's advocate at Seed Property, to discuss where investors should be looking across Melbourne and regional Victoria. The pair look at why Melbourne's affordability, infrastructure, and population growth are putting the city back in focus, and which south-east suburbs are attracting strong buyer demand below $950,000. They also explore opportunities beyond the capital, including Ballarat, Shepparton, and the Latrobe Valley, while highlighting areas such as Melton and Werribee where oversupply could limit future growth. The conversation also covers new builds, rentvesting, and the danger of following property trends on social media, with a focus on building a strategy around an investor's own financial position and long-term goals. If…

A government bailout, banks fighting harder for borrowers, and buyer activity falling: Australia's property market is showing cracks as economic pressure starts to build. On Property Buzz, Phil Tarrant and Liam Garman tackle the government's decision to support the Tomago aluminium smelter, questioning whether taxpayer money should be used to rescue struggling businesses. The conversation then turns to property, including the growing debate around third-party trust accounts and what a recent NSW court case could mean for the industry. The pair also look at banks ramping up refinancing offers and cashbacks as mortgage volumes soften, while buyer activity and property prices come under pressure across parts of the country. They then discuss whether a deeper property correction could spill into the broader economy, including household wealth, consumer spending, and the prospect of future rate cuts.

SMSF residential lending is off the table, but investors aren't out of options. As the rules shift, commercial property is emerging as a new pathway to keep portfolios growing. On The Pure Property Podcast, Phil Tarrant and Paul Glossop are joined by Aaron Findlay to discuss the SMSF lending changes and the rush from investors trying to secure residential deals before the deadline. The trio look at the surge in investor activity, why the lending changes are forcing investors to rethink their strategies, and how commercial property is gaining attention as a potential alternative. They also explore the appeal of commercial property, including its income potential, different management demands, and opportunities for business owners to hold premises through their SMSF and lease them back to their own business. The conversation also covers the importance of understanding leases, conducting thorough due diligence, and looking beyond the rush to secure a deal, particularly as investors navigate a rapidly changing…

The SMSF lending crackdown has changed the game. But with rates on hold and commercial lending gaining attention, investors have new finance strategies to consider. On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from FinnI Mortgages to discuss how the Reserve Bank of Australia's (RBA) decision to hold the cash rate and the end of self-managed super fund (SMSF) lending are reshaping investors' financial strategies. The trio examine the RBA's decision to hold the cash rate and the government's underestimated SMSF lending figures, exploring what both mean for mortgage holders, investors, developers and the broader property market. With residential SMSF borrowing now off the table, the trio explore the growing shift towards commercial property and lease-doc lending, where a property's rental income can help underpin the lending assessment. Tarrant, Loisance, and Arvanitopoulos also examine how these lending options could help investors with limited…

Interest-only or principal and interest? The choice could affect your repayments, borrowing power, and ability to buy your next property, with the "right" loan depending on the strategy behind your portfolio. On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial tackle one of the biggest finance decisions facing property investors: interest-only or principal and interest? The pair compare the two types of loans, looking beyond the headline interest rate to the impact each option can have on cash flow, debt reduction, and portfolio growth. They also examine borrowing capacity, including why some lenders treat interest-only debt differently and how the right loan structure could potentially give investors more room to acquire additional properties. The conversation then turns to loan-to-value ratio (LVR), refinancing, and equity, including situations where paying down debt faster can strengthen an investor's position and when preserving cash flow may make more…

Having kids can change your borrowing power, your goals, and even your property strategy. This couple reveal how they balance building a portfolio with creating the life they actually want. n The Smart Property Investment Show, Liam Garman sits down with property investors Jason and Jami-Lee Titus to discuss the realities of growing a portfolio while starting and raising a family. The couple share why they regularly reset their financial and personal goals, and the difference between the properties they want to buy and the life those investments are actually designed to create. They also discuss the pressure to keep up with friends, social media, and other investors, and why constantly comparing your progress to someone else's can push you towards goals that were never yours. The conversation then turns to borrowing capacity and the financial reality of having children, including how a drop in household income can dramatically change what investors can borrow and how aggressively they can invest. Jason and…

Property, politics, and policy collided this week as government funding, SMSF changes, housing affordability, and market narratives fuelled fresh debate. But behind the headlines, what do these shifts actually mean for buyers, sellers, and investors? On Property Buzz, Phil Tarrant and Liam Garman dive into the growing tension between politics, property, and public debate, exploring why housing remains one of Australia's most contested issues. The pair discuss how market forecasts can often depend on who is delivering them, with selling agents, buyer's agents, and commentators frequently presenting different versions of the same data. They also look at the impact of government policy on property, including the future of self-managed super fund (SMSF) investment, the shift towards commercial opportunities, and how changing rules could influence investor decisions. The duo then explores builder incentives, immigration and housing demand, negative equity, and whether current policy settings are addressing the…

Renovating can build equity – but it can also destroy your budget. From hidden costs to builder blowouts and expensive mistakes, here's what every property investor should know before picking up the hammer. On The Smart Property Investment Show, Liam Garman and Emilie Lauer unpack the reality of renovating an investment property, using Emilie's own project as a case study. The pair discuss the hidden costs that caught her by surprise, why quotes aren't always as straightforward as they seem, and the importance of planning for the unknown with a healthy contingency buffer. They also explore how renovations can create manufactured equity in today's market, the decisions that can add long-term value, and why having the right renovation strategy is just as important as choosing the right property. The conversation also shares practical lessons from the renovation process, including how to prepare before work starts, avoid costly oversights, and keep a project on track without losing sight of the bigger…

A "rat house" that grew 71 per cent in just two years. A former meth house that jumped from $465,000 to $800,000. Parental guarantees released in just four months through instant equity. Properties that tripled in value in just 5 years. These aren't hypothetical scenarios; they're real outcomes from mutual clients House Finder worked with alongside one of Australia's leading mortgage brokers, Hung Chuy from Strategic Brokers. After hundreds of purchases together, we've seen some unbelievable stories. We couldn't fit them into one episode. Part 1 is out now!

One investor turned divorce, financial setbacks, and starting again with just $7,000 into a six-property portfolio across four states – and reveals the strategy that made it possible. On The Property Nerds podcast, Arjun Paliwal sits down with investor Trent Olsen to discuss how he rebuilt his financial future after a major life transition, using strategy, discipline, and data to grow a multi-state property portfolio. Trent shares the lessons from his early investing mistakes, why diversification became the foundation of his portfolio, and how choosing the right markets helped him start over. The conversation shares the realities of scaling a portfolio, from managing cash flow and holding costs to taking on second jobs, while highlighting why delayed gratification and a long-term mindset remain some of the most powerful tools available to property investors. The pair also discuss the role of data-driven decision-making, working with the right broker and investment team, and why having a clear strategy from…